Immigration(advantages or problems) Essay Example | Topics and Well Written Essays - 750 words

Immigration(advantages or problems) - Essay ExampleFurthermore, they help address the need of the country for seasonal diligence during harvest time. Illegal aliens, as they ar commonly referred to, readily accept relatively lower takings as compared to the local tire out force for the same type of work or amount of work load in light of their need to get jobs straight away (Wikipedia).In this regard, some who profit from this emplacement assert that illicit immigration is indeed beneficial since the country of origin of the illegal alien, which is usually a developing country, earns dollar through overseas workers remittances. Similarly, the US-based employers may take advantage of relatively lower assiduity expense with the substantial availability of labor provided by illegal immigrants (Hanson). However, these people fail to take into accountancy the adverse effects of illegal immigration to the economy as a whole. They have a circumscribed perception of the problem suc h that they only consider the gains directly derived from illegal immigration and not the early(a) economic and genial costs.There are myriad disadvantages in connection with illegal immigration. One of them is in terms of the intensified competition in the labor market. Ameri puke citizens and other legal immigrants or residents can often be heard complaining that it is harder to look for jobs these days. This can be attributed to the fact that there are a growing number of illegal immigrants in the country that directly compete with the local labor force for available jobs. With this, legal workers continue to experience job displacement due to illegal aliens. As discussed, illegal immigrants who seek employment in the country willingly settle for below average betroth levels. Although employers benefit from this type of arrangement, it should be highlighted that such is generally detrimental for the entire labor force. By evaluate wages that is less than the minimum wage stan dard, the income mainly coming from wages received plummets (Hayworth). This distorts the labor conditions in the country. Decreased wages is especially harmful for workers who are already on the verge or tied(p) below the poverty line. In addition, this changes the consumption propensity of legal workers and may diminish the quality of their and their families lives. other major disadvantage of illegal immigration is that it further buoys up expenditure of the federal regime. Based on numerous reports, an increasing number of communities across the nation continuously contend with over budgeting in position to make hospital care and educational services to illegal immigrants and their families. Given this scenario, the government would need to engender a way to address budget deficits to take into account these public services for all including illegal immigrants. To compensate for the portion of the budget used up for illegal immigrants, it may be expected that the government would impose tax increases which would be shouldered by legal workers. In the end, legal workers who fund social security services through the taxes remitted to the government each payday are burdened with the problem brought about by illegal immigration. According to studies, illegal immigration also has an effect on the health conditions in the US. some(prenominal) assert that the presence of illegal immigr

The strategies to maintain the competitive position in the market Term Paper

The strategies to maintain the competitive position in the market place for Massachusetts Mutual Life Insurance Company - Term Paper voiceStrengths And Weaknesses Of Organization 10 C.Human Resource 10 1.Personel Policies 10 2.Skills Required To Accomplish The Mission 11 3.Attitude Towards Employees 11 4. Training Programs 12 5. Incentives And Job Enrichment 12 D. Financing 13 1. Types Of Securities Sold To Public And Its Listing 13 2. Current Performance 13 3. Profit And Loss Of The Company 14 4. Rating by threatenings and Standard and Poor 14 5. Financial New Generated In Past Years 14 E.Corporate Social Responsibility 15 F. Management 15 1. Strength And Weaknesses Of Management 15 2. Business Policies 16 3. Strategies Used 17 4. Statement About Social Responsibility 17 5. Plans For The Future 17 IV.Conclusion 18 A.Evaluation Of The Firm 18 B. Personal Attainment 19 Work Cited 20 I. Introduction A.Name and Location of the hatful The name of the federation in consideration is Ma ssachusetts Mutual Life Insurance Company (MassMutual) which is situated in Springfield. The marketing name that has been offered for Massachusetts Mutual Life Insurance Company (MassMutual) is MassMutual Financial chemical group (MassMutual Financial Group, 2010 Annual Report). B.Reason for Choosing the Firm The main reason behind the choice of MassMutual is that it is one of the biggest livelihood policy companies in the world and has been successful at attaining 93rd rank in the Fortune 500 list. It has been notable that the go with operates for the benefits and the advantages of the members a broad with its participating policyholders (MassMutual Financial Group, 2010 Annual Report). II.Framework of the Business A.A Condensed History of the Firm It was in the year 1851 when the company commenced its operation in a single room and had a single purpose of assisting the people to protect their families as well as their future. After 160 years of operation, the company is pas sive focusing upon its core objective of assisting the people to safeguard their families. The company operates for the advantage of its beneficiaries and is therefore proud of its long history. In the course of time, the company has offered its millions of customers with pecuniary as well as retirement related securities. The company has also been successful at paying its policy holders with dividends since the year of 1860s. By earning financial strength ratings, the company has achieved remarkable position in the particular sector. The companys trained professionals comprise of thousands of agents situated all(prenominal) over the United States. The main task of the agents is to understand the customers financial goals and therefore serve them to formulate their financial strategies accordingly. Although since inception the companys core product has been life insurance, it has also been offering its customers with numerous some other insurance schemes as well as investment pro ducts designed for the individuals, businesses and the families. The institutional investors as well as the nonprofit, corporate, governmental and union employees can as well avail the companys retirement work (Massachusetts Mutual Life Insurance Company, Our Company). B.Incorporation of the firm The company was incorporated in Springfield at Massachusetts in the United States. C. Creators and organizers of the firm The company was incorporated by George W. Rice who had been young insurance representative, selling policies for the company named as Connecticut Mutual Life in Connecticut. His objective was to

Popular Culture Essay Example | Topics and Well Written Essays - 250 words

Popular Culture - key ExampleThe basic ideas of structuralism are taken from the works of Saussure and his basic concept of speech and parole. Saussure played a square role by being able to distinguish parole (speech) and language. According to him, speech is the actual utterance made by an individual while language is the significant symbol of communication. Therefore, structuralism borrowed heavily from this important achievement.An individual who is not from the same culture might see the cultural festivals as acts of immorality, barbaric and at time a waste of important resources. On the different hand, the other people perceive it as an opportunity to enjoy and have fun.A person who understands the social organization would be able to understand the meaning as to wherefore people organize street party, why they are masquerading, and why people are in masks. For example, if hotshot attends the Rio de Janeiro carnival, he/she can be tempted to sexual union the carnival f estival and enjoy with the rests of the attendants.A person who understands the culture would be able to know that it is a kind of religious festival that marks the beginning of the Easter festive season (Valdivia, 2004). Someone who does not understand the structure might fear that the people putting on masks are evil, but if one understands the culture, his/her personal view would be completely

Microsoft Access Database Assignment Example | Topics and Well Written Essays - 500 words

Micro comfortable Access Database - Assignment ExampleEach caller-out is know to produce incompatible products and at the same time it can produce the same products besides different brands.For instance, Delmonte Company is known to produce soft drinks as its major product among other items. Incase this company fails to supply other companies are there to take over the tender and supply the same products but different brands. Other outstanding Companies are Cocacola, Nuvita and Afia.Cocacola Company produces softdrinks that serve as energy drinks and therefore makes it to be unique with other competing companies Nuvita produces soft drinks with different brand and is known for its high quality products at inexpensive prices Afia Company produces softdrinks rich in vitamins as compared to others. These all vendors have the same thing in greens as shown by their variety of products produced by each.Both Afia and Delmonte produce the same products and each supplies the restaurant w ith their soft drinks. The slight differences between these two companies are their products brands, therefore their drinks serve the same

Principlies of Humanities Essay Example | Topics and Well Written Essays - 1000 words

Principlies of liberal arts - Essay ExampleJubal, the seventh descendant of Adam was the father of them that play upon the harp and the organs (Renehan 2). euphony falls into the natural subdivisions of Uncivilized, Semi-civilized or Civilized depending on the people it is associated with. Uncivilized music is primitive in form and exists among races that concord not reached the point of artistic organization (Pratt 18). Semi-civilized music falls into two evident groups, one for people existing now for example, Chinese and Hindus and the other for ancient people for example, Hebrews and Egyptians both of whose music has a real system not relating to our own (Pratt 19). Civilized music falls into three groups label by centuries namely, Greek and Roman, Mediaeval and Modern music (Pratt 19).This paper covers the song Amazing Grace by side of meat poet turned Clergyman, John raw(a)ton. Although born to a phantasmal mother, Newton always abandoned the Christian faith in pursuit o f his own interests. At some cartridge clip in his life, he commanded an English slave ship that he owned and would supply for slave trade. The song dates back to a time between 1760 and 1770 composed in Olney. Newton wrote it after experiencing a tumultuous life in thrall and brutal abuse that led to his conversion. Unpredictable events in his life included, the early death of his mother, adolescent passions, exaltation by naval press gang, servitude in Africa, disaster and deliverance at sea, tales of whippings and sudden deaths, climatic religious conversion, romance, an epileptic fit, unemployment, a succession of job opportunities, failed attempts to enter the ministry and so on (Hindmarsh 2).After his experience he got to trust in God and sought Him.The song was originally a poem with its basis derived from works of the New Testament in the Bible. The first verse for example, is derived from the parable of the prodigal son. My son, you are always with me, and everything I have is yours. But we had to celebrate

PROPOSAL to bring the civil defense to our Uni. and let them explain Research

To bring the civil defense to our Uni. and let them explain how to accost with emergencies - Research Proposal Examplehe workers in the community, so that they can gain the skills they require to green goddess with eject and other emergencies at the FDU community and elsewhere. Through the course, the different audience of the course will grow fire and emergency resolution skills, which will enable them to help in risk resolution at the FDU community and at their respective communities and places of work.During the last six months, the team has been piloting the programs, among a few members of the FDU community, and we view noted that the limited coverage of the program has changed their skillfulness in dealing with fire and other emergencies. For example, the group interpreted through the brief course has demonstrated their ability to use fire extinguishers, and proficient evacuation skills, including compendium all members of the community affected by the risk, at an open, safe area and exiting members of the community through safe pathways.Through the pilot stage of the course, the team has seen considerable learning among the group involved, in dealing with fire and other emergencies. One of the students trained on the area demonstrated the skills during an emergency drill, because she was able to evacuate susceptible people from the house. Our proposal requests for USD 5,000 in funding, which will be used to attract more students to the course, make a donation to the firefighter department, plan the course, and to acquire all the course needs required. The course materials required accommodate fire extinguishers, and fire and emergency mitigation manuals.The team appreciates the FDU Community Grant Selection Committee, for taking interest, towards lot the FDU community acquire skills on fire and emergency skills through the new course. For more information, you can battle cry the team director at 703-555-1212, in the case you have any question s, or you require advertize information regarding this proposal.The fire and emergency education team, of the FDU Community is seeking a grant, which

Right to the City - KSA Essay Example | Topics and Well Written Essays - 1000 words

Right to the City - KSA - Essay ExampleRight to the metropolis refers to the responses to social injustices and neoliberal urbanization in assorted countries worldwide. The aspects of gentlemans gentleman fulls are prevalent the concept of right to the city in the social context. Human rights refer to the ability of a particular authority or organization to uphold different of freedom of a particular group or an individual. The Kingdom of Saudi-Arabian Arabia violate the rights of its citizens through various contexts such as inadequate housing, limitations to communication and upholding of corporal punishments based on the guidelines of the Sharia law. This paper examines various aspects of human rights and housing in KSA and provides recommendation for promotion of the human rights. The essential law in the Kingdom of Saudi Arabia does not provide the complete concept of human rights. The routine of human rights is prevalent in the body politic due to the strict regulations p rovided by the Muslim law. In this case, various authorities in the Kingdom of Saudi Arabia have integrated different guidelines of the Islamic religion into the federal official law, which hinders initiatives to uphold human rights in the country (Almihdar, 2009). Women comprise of the most affected population regarding the aspect of human rights in KSA. The rights of the citizens of the Kingdom of Saudi Arabia are abused daily due to the integration of the religious concepts into the countrys legislation. This limits efforts by different human rights organization to campaign for human rights in the country.

The sponsorship strategy for the BFI's London Film Festival Essay

The sponsorship strategy for the BFIs capital of the United Kingdom Film Festival - Essay ExampleThis look into will begin with the statement that the London Film Festival is an annual event organised by the British Film Institute (BFI). It is the largest public film event in the UK and it attracts over 300 features, documentaries and minuscule films from numerous countries around the world. The London Film Festival has a rich history that goes back to 1953 and it has a reputation that is connected to the Crown and other credible institutions in the UK. The London Film Festival provides the red-carpet(prenominal) treatment for stars and brings together important personalities and leaders in the film industry in the UK and beyond. The event comes with a large array of programmes and activities that bring together stakeholders in the film industry. This includes public forum, education events, lectures, question-and-answer sessions with actors and authorities in the film industry. T he highlights of each years events are the awards for the best films in various categories. This years edition of the BFI London Film Festival is scheduled to be done between the 17th and 31st of October, 2014. The main objectives of this years pop the question include the followingGrowing the film industry in LondonMaximise investments into London and the UK through and through the film industrySustain and improve the London film culturePromote London as a global city through the film industryPresent Londons strategic priorities to the world by filming and broadcasting it.

How does today's film in the U.S influence people perception of Research Proposal

How does todays film in the U.S influence people experience of Chinese culture (Please try to taper on a specific film genres) - Research intent ExampleXie (9) has carried out a number of research projects on the influence of media on Asian stereotyping swelled particular focus and emphasis on how the Chinese culture is portrayed in films in the joined States of America (USA). In the research projects conducted, various issues were pointed out and they included discrimination and racism.The goal of this research as the ones conducted byXie (7) is to identify how a majority of films in the United States of America (USA) miss represent the chines culture. The research shall focus on how Chinese men are correspond by films in the USA, how Chinese women are represented by films in the USA, the level of violence associated to them as well as the morals and ethics most the Chinese culture that are miss represented or represented accordingly in the films.For example, a majority of the female chines characters are portrayed in many of the films in USA as existence highly sexually sexy individuals and they are teach from a tender age to use this seductive technique to kill men. A majority of the films portray Chinese people as highly trained in elements of martial arts, these is evident in films where Chinese actors Jackie Chan and Jet Li are anchored, this exhibits fraudulent demeanour (Chan, 3).Other films portray the Chinese as highly intelligent individuals, mostly appearing in films as computer wizards and sharp when it comes to solving puzzles and mathematical queries (Chan51)Not forgetting about the ethics and morals, some films portray chines girls as immoral, cosmos used for sexual activities especially in the USA as illegal immigrants, other films portray the Chinese people as good and calm with high consideration of the four elements of nature i.e. land, water, and air (Stein, 7).With particular analysis of data intended to be collected, this rese arch will help give a terminate picture of what the Chinese culture is really about and whether what we see

Take home assignment Essay Example | Topics and Well Written Essays - 500 words - 1

Take home identification - Essay ExampleThe selection of the contrasting colours for the statue of liberty and the background alows for the best visibility cause of the statue. The same fetaure applies to the fountain and the background (front of the plaza). The selection of the colors is exceedingly relevant in enhancing the visibility of the features and say-so of excellent appreciation by audience.The statue of liberty has compounded demerits on visibility at non-homogeneous times of the day. In the morning while the sun is rising and seting , the background would typically be shiny and thence the featur is not well visible. The selection of the white colour for the statue of librty is properly suited for skyblue days which perhaps is anticipate for approximately of the days. On contrary, the plaza front visibility was designed to suit both day and iniquity as there is artificial lighting at night.The painting see highly imposing to most viewers from CPA. I had not noti ced it before and msot people most do not appear to notice it. I think the painting is designed to be seen from far place so as to appreciate the essence of art and entailed painting. My ansewers to the previous questioners would encourage the painter to hang his paintings on this point out-of-pocket to excellent selelction of colours for backgrround and highlighted feature. I have noted and observed clear linking of architecture and enhanced esthetics achievenment through entailing of proper colors for the building and proper visibility for movemnet of the people. The visibility of the painting changes at various times of the day. It is highly visible at night from outside. The designer wanted the painter to be highly appreciated by audience at night and also help in enancing of visibility for pitiful

History Final Exam Assignment Example | Topics and Well Written Essays - 1000 words

invoice Final Exam - Assignment ExampleIn return, serfs looked after the lords land, took care for his animals and carried egress other bothday jobs to sustain the estate. Peasant women contributed in the farm labor with their husbands. All peasants whether free or serfs were indebted with particular jobs to the lord. These included no less than a few days of toil every week and a specified share of their grain.The manor was for the most part a self-reliant fellowship where serfs and peasants brought up or created almost all that they and their lord required for everyday life. For the license of living on the lords property, peasants paid off a lofty price. They paid a levy on all grain pounded in the lords mill. Peasants also paid a tax on matrimony. Weddings occurred only with the lords permission. Following all these expenditures to the lord, peasant families were obligated to the community priest a tithe or church tax. For the majority of serfs, life was work and more work.Ba ck in the seventh and 8th centuries, in the Middle East, one of the fastest growing and now the second largest religion in the knowledge base was just emerging. Muhammad, its founder, was born in roughly around 570 C.E. in the city of Mecca in the Arabian Peninsula. At 40, he started to experience a succession of spiritual encounters and later taught a stringent monotheism. thither is only one God and that is Allah. Proper religious conviction, as said by him, is made up solely in the surrender to Allahs will. In a few years after his death, everything he taught were documented in Islams holy book, the Quran. Subsequently, Islam widened with boundless intensity all over the Mediterranean world starting from the Arabian Peninsula in the Middle East to North Africa, the Western world and even to the boundaries of India and China. In approximately 30 after Muhammads death, a great split happened in Islam and was divided into Sunni and

Tremors Assignment Example | Topics and Well Written Essays - 500 words

Tremors - Assignment ExampleThe only thing that remains unchanged in this condition is amplitude.On the other hand, tremors can be described in various ways. There atomic number 18 four distinctive forms of tremors including rest tremor, intention tremor, chorea, and athetosis. The various forms ar grouped based on mark moment or the situation of occurrence (Abdo et al., 2010). The resting tremor is identified with various traces. It can be short noticed when the affected body part is not in motion and when there is no square off of gravity. The other notable thing is that this type of tremor usually disappears during voluntary actions (Abdo et al., 2010). The tremor may excessively be activated through eye closure or distraction. In some cases, the tremor is observed in the arm when the affected person is walking. The other characteristic is that this type of tremor can be extremely focal (Abdo et al., 2010). The other type of tremor is intention tremor. The tremor occurs th rough controlled movements. The main characteristic of this tremor is that its amplitude increases with time in the movement until the anticipated target is reached (Abdo et al., 2010). It is easily noticed in patients as they engage in various forms of movements.On the other hand, chorea is characterized by random movements. The movements are involuntary and experience some form of interruption. The random movement is as a result of the disparity in timing, duration, direction, or the anatomic location (Fung & Wong, 2012). Such random movements may occur from one ponderosity to the other, in the neck, face, and tongue. The other form of tremor is athetosis. It is described as slow, uninterrupted, and involuntary movement that hinders continuance of a normal posture (Fung & Wong, 2012). The movements are usually smooth and the flow is not interrupted at both stage.The assessment and diagnostic tools used in evaluating a patient are

Skyscrapers in Chicago Essay Example | Topics and Well Written Essays - 2500 words

Skyscrapers in Chicago - undertake Example2According to Think Quest Library, a skyscraper is a multi-storied building constructed on steel skeleton, unite extraordinary height with ordinary rooms such as would be found in imprint buildings, the term originated in the United States in the later 1880s after buildings in New York reached cardinal stories a skyscraper. These are very tall habitable building which stands pop out clearly above its ring built environment and significantly changes the overall skyline of this particular city. 2Originally buildings were made with a broader rear to support the entire building. As time progressed and technologies evolved higher and thinner buildings started to become more practical. The crucial developments for redbrick skyscrapers were steel, glass, reinforced concrete, water pumps, and raisings. Steel and reinforced concrete allowed higher buildings to be built on a small patch of land. The water pumps were essential to pump water up to higher levels for the use of body structures and as well as utility. Primitive elevators of various designs had been employ for centuries, and starting in the mid 19th century, steam-operated elevators were used to move materials in factories, mines, and warehouses. But these elevators were not considered safe for people if the cable broke, they would plummet to the bottom of the elevator shaft. Then in 1853, an American inventor named Elisha Graves Otis developed a safety imposture that kept elevators from falling if a cable should break. This new development had an enormous impact on commonplace confidence. And later in the century, the switch to an electric motor made the elevator a practical event to the problem of getting up and down tall buildings. 1 5The big Fire - The Primary ReasonThe Great Fire of Chicago is named as one of the worst tragedies to hit the city and even more significantly it is remembered for the role it played in the rebuilding. The devastation occ urred on October 8, 1871. The damage figures appalled the whole city. Nearly three hundred persons had died while around 18,000 buildings were destroyed. This made about 100,000 people (one-third of the city) were homeless with a property valued at $200,000,000 (about a third of the valuation of the city) destroyed. The situation was looking very bleak. However histories telling the tales of dangers and grief shared out and overcome gave heart to the people. And mysteriously in cases like these the worst of times can bring out the best in people anywhere. 1 3After the fire devastated Chicago in 1871 building regulations were changed to allow high-rise structures. Reconstruction was started almost immediately. Development committees were formed and plans for rebuilding were made even before the fire was out. 1 3(Source http//memory.loc.gov/ndlpcoop/ichicdn/n0084/n008404.jpg)By October 1872, new buildings worth nearly $50 million had been erected. Between 1872 and 1879 more than te n thousand construction permits were issued. Between 1871 and 1891 some $316,220,000 was poured into the construction of new buildings. Chicago, instead to recovering slowly from the tragedy, started to experience explosive growth, and it

Nietzsche's ideas to modern society Essay Example | Topics and Well Written Essays - 1500 words

Nietzsches ideas to modern society - Essay ExampleHe is the slave. Actions of exempt will contribute to dynamism without destruction. The weak-surrender and free-will can non exist together. Can light and darkness remain at one(a) place? When the light is switched on, the darkness has to go. No option is given to it whether to go or not. Similarly an individual, who knows the right(a) connotation of free will and acts accordingly, can do no wrong, even when he is gets the deterrent example counsel from any separate sources. He knows for certain -- that which is not practical cannot be religious either. Morality is the right and paradoxical force that dominates contemporary living. Nietzsche fails to judge morality in the correct perspective when he asserts (Nietzsche, 1998, p.23) every(prenominal) naturalism is morality, i. e. every healthy morality, is governed by a vital instantone or other lifes decree is fulfilled through a specific. Nietzsches method of edition and rea ch nearly the merits of morality itself is wrong. Just because counterfeit $500 is available in the market (their court-ordered value is zero), one cannot term the original $500 currency as fake. Preaching morals, and telling to do this and not to that, is a process. Morals atomic number 18 not dropped from the heaven. It can at best be termed as the collective wisdom from practical experience of the Realized Souls. Just as a doctor or an engineer attains the professional degree after studying hard for a number of years, similar is the moral/spiritual practice. It is a ladder of progress to be climbed step by step, carefully. Highest reach of perfection is an possible reality. Human beings live every minute of the existence amidst various temptations of life. With force and suppression, one can manakin an artificial barrier against passion and negative...Nietzsches explanation of morality can be compared to the exercise of explaining a fruit, without tasting it. What is importa nt is experiencing directly to get at the truth. When an argument begins with wrong premises, its further steps are bound to be wrong and the final conclusion absolutely wrong That is the position of Nietzsche when he articulates about morality. No moralist will tell one to walk back. The wise saying goes, do not run away to an ashram (hermitage) on the hills create an ashram where you are A moral/spiritual individual views life in its totality and not in parts. He knows that reason cannot penetrate the truth all by itself. It is only used as a tool to a limited extent. When intellectuals discuss and comment upon the defeat of morality/spirituality, all such confusions are bound to happen. Nietzsche is an intellectual--a philosopher. His problems of understanding are to be sympathized, rather than condemned. By knocking at the portals of the mind, Nietzsche will not be able to understand the true meaning of morality. He has to transcend the mind, to experience the profound realms b eyond the mind.

Human Resources Essay Example | Topics and Well Written Essays - 1000 words - 1

Human Resources - Essay characterKey parts to this style are (1) identifying goals to reduce conflict (2) analyzing what actions can meet these goals (3) finding shipway to alter behavior that could provoke conflict (4) changing any non useful responses to productive responses (5) improving boilersuit communication ability in order to minimize conflicts and (6) minimizing the harmful effects of conflict to all parties (Noble, p.3). The compose mentions that this type of coaching can either be tailored to individuals who often find themselves in thrown-away(prenominal) conflicts, or can be specific to certain types of situations (p.3). Executive coaching is a second computer simulation that focuses on an executive director who is mentored by a more seasoned executive (Thach, p. 205). In this type of coaching, both individuals lay out goals to increase the managers performance at the work level and the organisational level (p. 205). Executive coaching embarrasss (1) contracting (2) data collection and (3) coaching. The contracting step is a intent that is drawn up which includes goals, resources, and initial planning. The data collection step may involve skill assessment, interviews, and other methods for the collection of data. The coaching step is the largest step where two individuals analyze the data in order to go bad a plan to overcome issues previously identified (Thach, p.206). An executive coaching example was mentioned by the pen where 281 executives participated to either improve managerial effectiveness, or be able to assume a top executive role if needed. The study found that executive coaching did significantly improve both types of situations (Thach, p. 213). Steven Downward in his article Coaching vs. Training---What Really is the Difference? outlines differences between the two practices. One major difference is with the story of learning involved (Downward, p.1). Training is the act of imparting noesis to another person that would u sually involve more intense one-on-one interaction and feedback between the two parties (p.1). Coaching is more focused with channelise people to meet goals. Coaches do not necessarily have expertise that trainers would provide, but they do sift to ensure that goals are met and outcomes are achieved (Downward, p.2). Another type of ontogenesis is mentoring which is described as a more than more extensive and long lasting process than coaching (insala.com, p.1). The difference between mentoring and coaching is that mentoring is a long term relationship that will develop between two individuals where an individual is providing guidance and knowledge to their pupil and lasts over a longer period of time while coaching is usually end once a specific task is completed. In addition, mentoring will target more complete development of an individual while coaching is limited to usually one measure of performance (p.2). Coaches will govern peoples behavior, but mentors will be involved i n every aspect of creating

Redwood Essay Example | Topics and Well Written Essays - 1500 words

Redwood - show ExampleThe destruction of old-growth afforests will also mean the extinction of wildlife, most of them already endangered today. away from the economic value for potential lumber, large tracts of old-growth forests may also be used to address modality change by sequestration of greenhouse gas emissions which makes conservation a key to the overall outline of stabilizing atmospheric carbon dioxide concentrations (Sempervirens, 2008). A company like Maxxams interests in the ancient redwood forest of Pacific Lumber is purely a commercial one, a profitable investment, and it seems from the Case Resource, only a source of immediate revenues for personalized gain or to solve financial problems occurring in the other areas of business enterprise of its owner. There is no doubt that a forest would have economic value for its owner. In terminals of this value, the owner should weigh against immediate and huge cash returns from depleting the forest or sustained and long term returns through application of proper commercial forest management. For the owner and the companys employees, it should be important that there be trees and income not only for them but for their childrens children (Blencowe, 2008). This authors opinion is that redwoods are equally important as jobs. To maintain the jobs, the redwoods essential be maintained.2. 2. Is it morally permissible for common soldier owners to do as they wish with the timberland they own explicate why or why not Whats your assessment of Hurwitz Is he a brigand baron or a socially responsible business person, or something in betweenAlthough current laws in the get together States still hold private enterprise sacrosanct in that property as advantageously as employees are not covered by specific rights but only those granted by the private owners, there is a growing concern for ethical business practices which includes environmental issues. This is forms part of evidence that indicates that it is n ot only not morally permissible for private owners to do as they wish with property much(prenominal) as timberland that they own, it is also unethical, as well as possibly detrimental to the business and the personal interests of the owners. There have already been several cases which have been publicized involving large companies and their misuse of the environment that it is instanter incumbent upon companies to seriously implement corporate ethics to comply with laws and regulations, corporate governance, risk management, as well as environment preservation activities and social contribution (Nichicon, 2008). Hurwitz is purely a businessman whose singular object glass seems to be to amass money in the quickest way possible. He is indeed a robber baron without any sense of social responsibility. Whereas, the previous owners of Pacific Lumber had been socially responsible in conducting their business by only logging timber at the same rate that trees can be regenerated, Hurwitz had done away with this practice and over logged to take advantage of the high demand for redwood aft(prenominal) his takeover. 3. Are mainstream environmentalists right to try to thwart Hurwitz, or are they simply trying to impose their value on others Does a radical group like Earth First That engages in sabotage go too far, or do its ends justify its meansThis authors opinion is that it is right for mainstream environmentalists to try to thwart Hurwitz, because Hurwitz was much destroying the forest to the point of extinction, as well as the wildlife which uses the

Factors of foreign policy Essay Example for Free

Factors of inter field of study indemnity EssayIn the first place the size of a states territory as well as its commonwealth greatly influences its alien polity. Gener eachy the leaders and people of countries with sm all in all territory and population do not expect their solid ground to carry great weight in international affairs. On the early(a) support the leaders and people of large countries are ready to assume special responsibilities. However, sometimes even small states which fork over rich resources as well leave a deep clash on instauration political relation. For example, Britain, a small country, played leading role in world politics in the nineteenth and early twentieth degree Celsius. In our own times the oil-rich countries of the Middle East, though small in size are playing a signifi scum bagt role in international politics. On the separate hand large states like Canada and Australia have not been adequate to abide by effective foreign consti tution. soil of Independent states (CIS) which came into existence after the disintegration of the Soviet Union, though quite large in size, is not equal to play an effective role in contemporary international relations.The geography of a country, including its fertility, climate, jam in relation to their landmasses, and water-ways etc. likewise influence the countrys foreign policy. It is a major figure in determining self-sufficiency of a country. largely land-locked countries, nations in the tropics and those bordering a superpower are less self-sufficient in comparison to the countries which have access to warm-water ports or are located in the temperate zones and far removed from superpowers. For example in the nineteenth century USA adopted isolationistic policy chiefly on aim of its geographical location.Though the importance of geographic factors is acknowledged nigh at all hands, its importance has well declined due to technological and scientific developments. Fo r example, due to improvement in the means of transport and communication the world has greatly shrunk and the perception of large bodies of water as infixed barriers to military attack has greatly diminished. But still geographical location of a country has a deep impact on the determination of its foreign policy. India adopted policy of non-alignment because of geographical location.The presence of devil major powers on its borders (USSR and China) deterred it from joining power blocs. 3. Culture and History. The cultural and historic traditions of a country also deeply influence the foreign policy. Generally people possessing a unified common culture and historical experience can pursue an effective foreign policy because of the support of all sections of society who piece of ground the same values and memories. On the other hand, a country which is culturally and historically fragmented cannot pursue an equally effective foreign policy.According to Prof. Roseau the influenc e of cultural factors is not limited to the impact of social unity upon the formulation and implementation of foreign policy. Equally important are the processes through which the contents of divided up norms and practices of society, as distinguished from the degree of unity that supports them shape the plans that are made and the activities that are undertaken withrespect to the external world 4. Economic Development. The stage of economic development which a country has attained also has its impact on its foreign policy.Generally the industrially advanced countries feel more(prenominal) deeply involved in relations with other countries because they have to import different kinds of raw materials and commodities from other countries. They are also on the observatory of latest knowledge and technical know-how. Therefore they maintain intimate trade relations with their trading partners. tout ensemble this leads to intimate links between the groups and people of one country wit h their counterparts in the other country.Again, an industrial country is expected to have a higher gross national product (GNP) and can devote greater funds for external purpose, economic aid programme, military ventures and extensive diplomatic commitments. On the other hand, industrially backward countries are not able to actively involve themselves in external affairs. The overleap of scientists, engineers and other specialists in the country prevents them from taking advantage of the technological break-through abroad.In recent years United States has been able to pursue more vigorous foreign policy and secure its national objectives, primarily on account of its high degree of economic development. It has made liberal use of foreign aid as an agent for the promotion of its foreign policy goals. It is a matter of common knowledge that in our times the industrially developed countries (popularly known as G-7) are playing an effective role in international politics as compared t o other developed or under-developed countries.This is but natural in view of fact that economically developed countries possess greater military capability than the less developed countries, and can exert greater influence on international relations. In our own times the decline of Russias economic power has considerably undermined her political role in the international arena. 5. Technology. Advancement in technology, which affects the military and economic capabilities of a state, also exercises profound influence on the foreign policy.However, this factor influences the foreign policy only in an collateral manner, by influencing other sources of foreign policy. It has been observed that countries which possess advance technology are able to win technical knowhow to less developed and developing nations and frankincense exert necessary influence on their foreign policies. Roseau has rightly observed Technological changes can alter the military and economic capabilities of a soci ety and thus its status and role in the international formation.The dominant role which countries like France, China, Germany and Japan have been able to play in recent years is largely due to excellent technological developments in these countries. 6. matter Capacity. The national capacity of a state also exercises profound influence on the foreign policy of a state. National capacity of a state depends on its military preparedness, its technological patterned advance and economic development.It is well known that United States which continued to pursue policy of isolation till the get of the present century got deeply involved in the international arena in the present century mainly due to tremendous increase in her national capacity due to rapid economic development. Similarly, the foreign policy of Britain underwent great transformation in the post World War II period, mainly due to decline in her national capacity. 7. Social Structure. The social structure of a society also exercises profound influence on its foreign policy.A society which is sharply divided on the derriere of wealth,religion, regional imbalances, etc. cannot pursue effective foreign policy on account of division and lack of co-operation among various groups. On the other hand a homogeneous society possessing strong sense of national unity can pursue a more effective foreign policy. It is well known that Britain stood as one person under the leadership of Churchill during the Second World War and the people gladly suffered all kinds of hardships to preserve their unity because of social solidarity. 8. Public Mood, Public mood is another important determinant of a countrys foreign policy.Though globe mood usually follows rather than guides the foreign policy do process, it can exercise lot of influence on the determination of a foreign policy if the basic realignment in the prevailing great power structure takes place and the state becomes more involved or more isolated from the wor ld affairs. It may be noted that generally in an authoritarian scheme the public mood does not influence the foreign policy, but in a democratic establishment establish on political office considerable weight has to be accorded to the changing public mood and sentiments. governmental Organization. The political organization found in a country also greatly influences the foreign policy. Generally under authoritarian system quick foreign policy decisions are possible because the decision making power rests with an individual assisted by his clique. But as the leaders under this system are isolated from the operational environments and the overcome policy makers provide the information which is perceived by the superiors, there is all possibility of a division between the psychological and operational aspects of the foreign policy.Further, under this system unwanted opposition can be suppressed through censorship and promulgation of regulations. On the other hand in a country pos sessing a democratic structure the citizens can freely express their credit on the domestic as well as foreign policy which naturally leave its impact on the foreign policy of the country. Under democratic system there is very little discrepancy between what the officials want to believe about the state of world politics and the actual position because the subordinate policy makers make available critical and detached information.Within the democratic system itself the difference in a political structure has its impact on foreign policy. For example, under a parliamentary system of government based on co-operation between the Legislature and the Executive, the cordial relations between the two fly have an impact on countrys foreign policy. On the other hand under presidential system based on the principle of separation of powers, the relation between the two wings are likely to be more strained, which affect the ambiguity or continuity of foreign policy.Similarly, different foreig n policy is likely to emerge under bi-party system and multi-party systems. Generally under bi-party system the government is likely to have a clear-cut majority and manage itself in a more decisive manner regarding the conduct of foreign relations. In contrast of this, under multi-party system conflicting view points and interests may have to be reconciled. This may lead either to the avoidance or postponement of the decision. 10. Role of Press. The press also plays a vital role in the foreign policy formulation process.The press contributes to this process by proviso factual information on the basis of which the people take decision by publishing specialize articles on current international developments which enable the people to understand the significance of developments in their country in relation to the past developments and by analyzing the policy of the government in regard to foreign affairs. The press also plays an important role in publicizing the foreign policy of th e country. The role of the press, however, depends on the political system prevailing in the country, the rate of literacy as well as the attitude of government.The nature of political accountability prevailing in a system also greatly influences the foreign policy of the country. Generally in an open political system, the demands of citizen and groups get articulated and transmitted to foreign policy formulators. The framers of foreign policy cannot burn these demands. In fact quite often the policy formulators anticipate these demands while formulating the foreign policy. On the other hand under a closed system the public reactions are neither available nor prone much importance.The leadership also plays a vital role in the shaping of a countrys foreign policy. According to Rosenau A leaders beliefs about the nature of international arena and the goals that ought to be pursued therein, his or her peculiar intellectual strength and weakness for analyzing information and making de cisions, his or her past background and the goal of its relevance to the requirements of the role, his or her emotional needs and most of other personality traitsthese are but a few of the idiosyncratic factors that can influence the planning and execution of foreign policy. No doubt, the qualities of leadership have a deep impact on the countrys foreign policy but their role is greatly restrain by the governmental and social structure. Further the role of leadership is not identical in all countries. In less developed countries their role is greater as compared to industrialized societies. In industrialized societies the individuals bask very limited discretion in high governmental and non-governmental positions. Posted 2nd July 2012 by deal Ngeny

“The Unknown Citizen” by W. H. Auden Essay Example for Free

The Unknown Citizen by W. H. Auden EssayThe Unknown Citizen by W. H. Auden is a compelling turn of poetry that is multi-layered in thought. While it is poignant, it is in any case replete with tension. I have therefore decided to give threesome responses/ presentments to this poem in the side by side(p) executions a) An MTV, b) A put together of Installation Art, and c) A Short Story. We shall tackle these one by one in the following paragraphs. Although the poem was written in the late 1930s, much of its message shut away resonates today curiously now that we be faced with technology that en sufficients the quick transfer of information throughout the world. To be able to reach a broad audience, I thought of coming up with an MTV as a presentation because this medium is vastly appreciated by a wide spectrum of hoi polloi. The MTV forgeting have an instrumental piece of music as background. I am quite inclined to use 1920s roll in the hay as the musical genre a la th e musical score for the movie Chicago mainly because jazz especially of this era reflects the moods, emotions, thoughts, etc. of the working class. The MTVs oculars will consist of fast cuts of real people in real time doing a variety of daily chores/work. I would like to get visuals of manufactory workers at an industrial plant, rank and file employees at a Fortune 500 company, pedestrians at a busy street in a big city, etc. These visuals will be interspersed or change state on a background of a clock whose hour and second hands are rotating rapidly. This visual juxtaposition I think would be effective in imparting the message that we, as a workforce, have become slaves in the highly industrialized world. The second presentation I would like to s curiosity word is an Installation Art. The installation will compose of several(predicate) objects, articles of clothing, supplies, etc. that I will gather from different people and/or theatres of work. These objects will be arrang ed at random to form a sculpture-like piece that can stand on its own. The objects then will be washed with a gray paint or bimetallic finish.The rationale for this presentation is to link or remind the audience of everyday objects that we issuance for granted but are part of our daily life. Objects that will remind us of our daily travail or the ennui we experience at work. The finishing of the installation in gray or metallic color will further enhance the coldness or routine nature of The Unknown Citizen. The tactual nature of the installation will hopefully entice the audience to take a closer aim at the piece of art. Also, copies of Audens poem may be strewn on the floor of the exhibition area where this installation will take place. The third response will be a small report that will basically deal with a mans isolation from the world at large. clean like in the poem the main character in the story will be nameless, the readers however, will be able to get to know this man by way of the descriptive manner that it will be written as well as the dialogue that will be included.The setting of the short story will be in contemporary times set in Middle America. I see the main character as a white male in his thirties, married with children. His wife is also a working mother. The isolation the main character feels will stem from his routine at the workplace, his ever-widening gap with his wife due to less time spent together as both are working, and his alienation from his teenage children who are caught up in a world of their own. The mans catharsis will take form of his resignation from his work and goes on a long trip, alone, into the countryside in take care of a connection with his past and a better understanding of his future. How the short story will end I still have to think about however I will try to persist as true to Audens tone and intent as he wrote The Unknown Citizen. Out of these three responses I hope to finally choose one with t he following criteria in mind financial constraints in undergoing the project, feasibility in terms of time and resources, overall impact on the intended target audience. On the whole, I believe these three responses will best communicate Audens poem on a more contemporary manner. While art mirrors life, great art transcends time and space. The truths Auden spoke of during his lifetime still ring true today and will continue to impact the future generations to come.

Final Marketing Plan Presentation Essay Example for Free

last selling Plan Presentation EssayThe Allstate Corporation is the largest publicly held personalised aviations spot and casualty amends broker in America. Allstate provides indemnity harvest-homes to approximately 16 million ho determinationholds. Allstate was founded in 1931 and became a publicly traded political party in 1993. Listed on the sore York Stock Exchange under the trading symbol ALL and widely cognise through and through the Youre In Good Hands With Allstate slogan. (Suite 101, 2013). Being such a large supplier of con sum uper protection takes hard work and dedication from every individual in the federation to provide consumers with the highest direct of node divine serve up. While Allstate was trying unfortunately to diversify, rivals were revolutionizing the auto indemnity business, which Allstate still counts on for most of its gross revenue. gondola premiums turn keep expiryd 55% of its $31.4 billion in revenue last year.Geico and Progre ssive Corp. found a bran- refreshing dominion for growth in the relatively mature business.They crafted a lower- personify model combining direct sales over the Internet and teleph oneness with heavy television advertising. Offering lower prices and more convenience, they grew rapidly at the get down of Allstate and early(a) insurers that sell mostly through agents.Allstates second-place sh be of the auto insurance merchandise place fell to 10.4% from 11.3% over the past five years, bandage Chevy Chase, Md.- base Geico jumped two points to 8.7% and Progressive climbed to 7.9 %( Suite 101, 2013). State Farm redress the largest car and home insurer in the U.S. and a mutual company owned by its policyholders consistently rated better for c every last(predicate) fors handling and service than Allstate. The margin calls section of Allstate has some of the most critical interaction with the consumers beca physical exertion it is during a magazine of need. Consumers contact th e claims department when they ask suffered a loss to establish a claim.The claims adjuster has the responsibility of obtaining claim pertinent learning from the consumer to effectively evaluate the loss. At Allstate Insurance claims departments be separated according to client call for. Large claims offices gon as Market Claim situations, MCO, ar strategically located to provide fitting insurance coverage crossmodal assesss the nation. A Market Claim Office presides over a few states or an individual state depending on claim volume and consumer coverage. Allstate has specialized offices that handle claims for the entire nation save all if they border certain criteria. The Hudson Express Office verboten of Hudson, Ohio is an office with a focus on handling claims with a reduced cycle time or thetime from claim submission to claim fall offment. A lay outing to examine the external factors impacting guest expectations, which may or may not be off-kilter with necessary protocols and the terms of coverage insurance in general, is the medias unflattering portrayal of the industry especially in light of post Katrina claim controversies and litigation.Aside from merely being a nuisance, the media also contribute to client apprehension, which invariably affects the entire claim experience, starting with the initial exchange. Customer leeriness combated, comfort level enhanced easy by treating the node and the claim with c atomic number 18 and speed. To wager this reduced cycle time the Hudson Express Office only handles smaller claims with a total loss under $10,000. Everything at heart the Hudson Express Office is exclusively in house with no need for outside adjusters. A challenge argona that arises because in that location atomic number 18 no outside adjusters is to efficiently write an picture for structure sufferings and example of this comes from a guests come off (Five Weeks and Still Waiting, Jan 18 2013).I was broadsided by a drive r who didnt scrown at a stop sign at a 4 way intersection. My car was left un-drivable. She didnt call for her insurance card with her. After a lot of investigating I found out who her insurance company was and called them myself. They told me an adjuster would be out to look at my car. No one showed up. I feed called every day since. I ingest been told that as soon as they receive the police sketch and deliver liability, they depart put me in a rental car. It has been almost 5 calendar weeks Description of the new carrefour of serviceAllstate aims to compete more effectively with Geico and Progressive on their turf. After a successful four state pilot of the new Claim Satisfaction Guarantee for auto insurance across the country. Will Shorten claim cycle time ultimately results in higher customer gratification because the consumer laughingstock resume lifetime sentence as usual sooner instead than later. Allstate Insurance has implemented a new weather vane- ground cust omer service center to in able consumers to provide claim pertinent learning via their computer through the use of the customer web send. Consumers are able to enter file notes into the claim as intumesce as submit a list of stolen or damaged items through the customer website that put up be instantly attached to the claim. An fortune area for decreased cycle time is with regard to property foretells. An in houseestimating system is utilized by inside adjusters to create a preliminary damage estimate.For smaller less complicated damage areas a web based estimating system would allow consumers to generate their own estimates. A simple web page suffer implicate multiple selections for damage areas including fences, openings, and windows. once a damage area has been selected, multiple choice questions would allow consumers to describe the damaged area as come up as the style and material the damaged area. If a consumer does not know the material or style, a default or average style and material would allow an initial estimate to be completed. Once the consumer receives an estimate or invoice from a contractor to complete the work, the claims department can review it for validity and issue any supplemental damages incurred. On simple claims, a consumer could file and settle a claim online without waiting for a call from a claims department representative significantly lessen claim cycle time. SWOT AnalysisThe idea of developing a page on an insurance claim and being able to submit your complaint and receiving an instant response sounds great Allstate needs to take care that claims are being handled in a way in which testament not create the webpage to depart overloaded, it has to be user friendly and appropriate for any age group .Other considerations include the cost effectives of this part of service and how it provide benefit the consumer and profitably for the brand.New automation also lists the opportunity in cost preservation measures such a s employee down sizing. Other key item to consider when merchandising this character reference of service can be Advertisement on social media, newspapers,word of mouth, Blogs etc which are all great ways of promoting the new point of intersection and it also provides an opportunity to identify another(prenominal) forms of the same productoffered by the competitor. Target market including geographicalTarget market is middle market emerging affluent and mass affluent consumers with retirement and family monetary protection needs. Priority locating at the network repair shops and with our Service Centers. saving time and apparent motion by having Allstate manage the entire repair summons. Using the online system with real time updates to electronically monitor lizard your vehicle at the repair shop. Progression updates are given on repairs so you can extend time doing other things. working to minimize the repair time, which means a quicker reunion with your car. look factors including the quality of repairs, Guaranteeing repairs for as long as you own or lease the vehicle is one market point. If a policyholder has a burning question about a claim at 2 a.m., they are able log in to the online service site at any time to check the status of the claim. Porters five combative forces modelAllstates Consumer Segmentation StrategyWhen purchasing insurance or any other product or service, consumers have more choices than ever before and they know it. But decision reservation power is not in the customers hands alone. A company can build tremendous customer loyalty over time by making it a top priority to under prevail and meet its customers needs. As a result, Allstate result continue to refine its product offerings, marketing outr some(prenominal)ly and customer service based on careful interrogation. Allstate serves four different consumer segments with distinct interaction preferences (advice and assistance versus self-directed) and brand preferences (b rand-neutral versus brand-sensitive).Marketing research is an hail conducted to evaluate particular strategies.As well as the tactics used toward the web-based estimating system. The marketing research leave dish out to connect with the consumers to analyze what is undeniable to research opportunities and evaluate marketing actions. This volition also help to prevent uncertainties for the new service provided. The market research go out allow the chance to determine how well the system is working. The competitive intelligence entrust help to identify what competitors are doing and how Allstate can differentiate service to develop customer loyalty. Marketing research impart aid in developing a system that pass on increase the cheer of our new product of service. Allstate is working to provide quality service and conveniences. therefore, the vicenary research will touch base on many incentives needed to mold the claims. Other approaches will involve the act of identifyin g any other areas of concern. In which could relate to technical issues and a collection of entropy needed to estimate totals. The marketing research approach described will enhance the quality and furtherance for Allstates new web-based system. The overall marketing political platform should ensure the quality of all(prenominal) area of theproduct and should provide the opportunity for clients to get on the site with hassle free conundrums and get the service that each individual needs. The mission should be to provide the best customer services and to ensure that the client gets what is needed in the end. postureing statementOur Shared Vision provides the why, how and what behind everything we do at Allstate. It provides the road part for our continued success. Through this vision, we will truly put the customer at the center of everything we do (Allstate, 2013). We will become an even more valuable company to our customers, associates, investors, our communities and societ y a company with strong net profit potential and financial performance that sets the benchmark for our industry.We are the Good Hands We help customers realize their hopes and dreams by providing the best products and services to protect them from lifes uncertainties and prepare them for the future. Deliver substantially more value than the competition by reinventing protection and retirement to improve customers lives. Put the customer at the center of all our actions. Utilize consumer insights, data and technology to serve customers and generate growth and attractive economic returns. Take an enterprise view of our pack and processes and work as a single team to advance Allstate rather than our individual interests.Strategy and PositionDescriptionAn automatise online estimating system needs to be easy to understand and easy to use. The first grammatical constituent to the estimating tool is it needs to be easy to understand as well as aesthetically pleasing. When a customer l ogs on to his or her internet profile the option to choose an action needs to include selecting an existing claim on the insurance policy. Once the claim has been chosen, there will be a selection for estimating system. When the estimating system is chosen, the customer will be prompted regarding the damages he or she has sustained. For example, a customer was a victim of a recent theft loss where the front door was kicked in. The customer will select the damage option for entry door which will lead to a chain of questions regarding thedoor. Options for the door will include material in which the door is made such as wood, metal, or fibreglass and whether or not the door is painted.Next, the customer will indicate the size of the door, if the customer does not know how to measure a door there will be a help icon that will advise the proper ways to measure a door. Style is another important factor in the cost of entry doors, options such as flush, panel, French, or security are the m ost common doors available. The side by side(p) area of focus will include the damage sustained, whether the door, frame, or both are damaged will determine the proper repairs. The last area of concern for an initial estimate is whether the hardware is damaged and what type of hardware the customer currently has.When all of the education has been entered the estimating system will automatically construct an estimate for the removal and replacement of damaged property as well as the disposal of any debris. When the estimate is finished a disclaimer will be needed to inform the customer that the estimate is only a preliminary estimate and if any discrepancies arise when a contractor has seen the damage to inform the claims department for a review of the estimate.Since claims are being filed online, the movement on this is a little quicker. First of all, it reaches the company faster. The need to have the customer come in and get the information because in-putting it into the compute r and have it looked at by the investigating agent, so processed, prepared for payment (if need be). Instead, you are cutting out the getting information process, and the inputting it into the computer by the agent. Instead you call or go online and put the information yourself and then let it get processed and then get paid. The affect it has on the movement is that it gets through quicker, you get faster response time from the company, and you get as accurate information as possible. The life cycle in a sense lasts shorter. Instead of taking a few weeks (possibly), it could take up to a week or less. So the life cycle in this case is a shorter one, which is wide much better for the company overall.The only downside to this is that even though you get pretty accurate information, you then need to process it into insurance terminology so to peach, in which case you have an agent process the information. Its also a good thing, because the agent is proof reading it so to speak to induct sure that the information posted or given iscorrect, and is process correctly, and is given to the proper division within the company. Its sort of a backup plan and a much needed help for the customer who really has little to no knowledge on how insurance claims work. So overall, it is a faster and easier process which is set up to help the customer, and speed up the process to get claims paid quicker. Over time, while it does become easier, eventually other companies will begin to do this as well, and people will tag on to whoever is cheaper. Service PackagingPackaging is not needed for our products or services. Instead we are offering our customers an easier way to file insurance claims. Normally a client would have to call in to the hot line number in order to file a claim. Once the operator answers then the client is pass judgment to listen to numerous options and select which one applies to their personal needs at that moment. This process can be time consuming and agg ravating depending on how many clients the customer service representatives the operators are assisting. The next feel would be to explain the situation to the operator and wait for them to file the claim for the person. The on line website will be a fast working, easy to navigate website. There is nothing more aggravating then trying to complete information on a website that is slow and takes a long time to accept information.With technological advances, being able to file on line may be more cheerful for those who do not have time to call the hot line and file claims. Clients will be able to access the website from laptops, cell hollos, iPad, or any other media devices that allow access to the internet. Add value because it will be less time consuming for customers, if a follow-up is needed then the information may be easier to retrieve callable to the pre-online registration. With every question there will be a detailed explanation of what information is required for that par ticular question. The question and additional information will be explained thoroughly to customers without them having to wait on hold in the phone for long periods of time just to speak with a live operator. This will add value to the customers in three ways. The online website will save time. quit customers to have a more hands-on experience with the editing of claim information. result Life cycle per secondOver the lifecycle of a product, a companys differentiation and positioning strategy would need to change as the market, competitors, and product change. When we say that a product has a life cycle we assert four things Products have a limited life, Product sales pass through district arcdegrees, each posing different challenges, opportunities and problems to the seller, shekels rise and fall at different stages of the product lifecycle, and Products require different marketing, financial, manufacturing, purchasing, and human imaging strategies in each life cycle stages (Product Life Cycle Stages and Limitations of Product Life Cycle (PLC), 2014, p. 1). Product life cycle (PLC) deals with the life of the product in the market with respect to business or commercial cost and sales measures (Product Life Cycle Stages and Limitations of Product Life Cycle (PLC), 2014, p. 1). There are five stages of each product lifecycle product development, introduction, growth, maturity, and decline (Product Life Cycle Stages and Limitations of Product Life Cycle (PLC), 2014, p. 1).During the introduction stage, Allstate will be launched into the market. Sales grow slowly in this time, and informative advertising is done (Dinesh Bakshi, n.d.). Many firms do not earn profits in this stage. There wouldnt be much price skimming because our product is not a new invention and does have competitors. Due to the tot of competitors in the insurance market, competitive pricing is used. Sales rapidly grow during the growth stage, so we use persuasive advertising to gain cu stomers. Competition is stiff at times prices may be reduced to stay a top competitor. Even though competition may be stiff, firms start to earn more profits in this stage.Our sales increase slowly and the highest figures are reached during the maturity stage of the product cycle. Since competition is at its scoop level, it would be in Allstates best interest to implement promotional pricing. Our profits are also at their highest level. We use competitive advertising to attract and retain our customers (Market Force, 2005-2014). Next we enter the decline stage where sales and profits decrease. During this stage, we must determine if the decline is temporary or permanent by conducting marketing research. yield may be stopped if the decline is considered to be permanent. If the decline is temporary, extension strategies areimplemented. The extension stage comes into play to come back from the decline. Original products may be reintroduced in other variations by changing the design, starting a new advertising campaign, and more (Dinesh Bakshi, n.d.). PricingThe price strategy of the web based system. The primary goal is to assure that this meets the needs of our loyal customers and anticipated customers. Moreover the pricing of our new web based system is an essential part of the marketing piece. Indeed this product of service can be very successful through proper indications of the pros and cons. Other price strategies could relate to what new services are provided by our competitors. However, researching the value, quality and conveniences of the product of service is essential. Pricing strategies with our new service can work to help gain satisfaction from the customers. Consequently, if the market research is not implemented correctly this can work against the organizations overall plan. Contingency plans will also help the guide the new product in the process of service. Most of all pricing factors outline important steps of the web based system. In which will differentiate us from other insurance organizations such as State farm.Furthermore one of all states insurance pricing strategies would involve a small fee. This fee will be deducted from the insurance holders policy every month or every six monthly. The web based system will be done as a package deal. Therefore customers will have the option to go into or not. The new product of service will also be explained to every customer .As well as step by step instructions to give a better understanding of how to use the system. Ultimately the use of the system operates to have claims estimates completed in a timely manner. Customers immediately have an opportunity of seeing the breakdown of damages and cost online.Overall the web based systems pricing is a concern that customer will have a choice to speed the process of with their claim .Although there are some people who may prefer to wait to speak with a claims adjuster. Most of all the new product of service will eliminate many pr oblems with the process of claims. Customers will have an opportunity to view their own claims, and get a compete estimate without waiting for a call back from a claims adjuster. Althoughthis is a preliminary estimate of the claim, this is a positioning factor that gives Allstates customers satisfaction. Pricing figures are major factors towards marketing as well as the competitors. Promotional StrategyAllstate has several online competitors (Progressive, eSurance and Geico) that equate themselves as easy and fast. One of Progressives main thing is price match, which allows consumers to compare rates without providing too much personal information. Many people are reluctant to participate in many online services such as this because they commend they will bombarded with spam and other marketing tactics. Generally, customer just a roundabout amount of what they would have to pay for car insurance based on their specific coverage needs. Allstate has identified this problem and create d an innovative solution.First and foremost, Allstate designed a new way for customers to shop for quotes and have them delivered. According to Marketing Edge (2014), quotes would be delivered anonymously (no personal information required), fast and easy, helpful (accurate), contemporary, and intuitive (para. 4). Allstate needed to bed covering the word on this innovation, and the best way was to implement a campaign. This campaign included banner ads online and other tools designed to focus on online shoppers.Allstate needed to market themselves differently than their competition in order to stand out, excite consumers, and provoke attention. According to Marketing Edge (2014), The new anonymous quote tool was the centrepiece of the program. Once it went live on the www.allstate.com site, DRTV, paid search, and online advertising campaigns were implemented in order to drive business to it. The DRTV campaign used a erratic URL, getallstate.com for tracking purposes. Online banne r ads linked directly to the site so visitors could be tracked through initiation and completion of a quote. The Program Objective Develop and market a category-unique online shopping/quoting tool and introduce it to consumers in a way that cost-effectively invites greater shopping/quoting in the direct channel (para. 7).This creative strategy had continued to allow online shoppers the freedomand convenience to stay anonymous. Customers do not even have to provide their name to receive a quote (estimate). There is no application to feel out and no surveys to take. All of the other necessary information is earn by simply inputting your zip code. There are helpful tools strategically placed to assist customers, and the web site design is contemporary but not too flashy. According to Marketing Edge (2014), Based on their information, shoppers are presented with an array of estimates in a matrix that allows them to compare different features and levels of coverage that meet their uniqu e needs. And it provides a price for each option. The tool demonstrates throughout the ease with which consumers can obtain the customized price and coverage information they want (para. 10).Professional Selling EffortIn order to market the new automated system for making claims, Allstate needs to express to the customers exactly how beneficial it will be to them. The best approach would be to build the value to the customer. They would have to show the customer exactly how it would benefit them to manage their claims online rather than deal with a claims adjuster right from the get go. Several people will find it pleasant to be able to fill out the accident forms right from their mobile device, like their smart phone or tablet, while others will not be so prone to using technology as they are not technologically advanced. We will show the customers not to be afraid of the new systems, and that they are a benefit, not a burden. Initial BudgetThe budget is a financial plan for Allst ate that quantifies the resource allocation plan for the years to come. To start, Allstate would have to create a specific amount, generated from how many people are going to be monitoring the online claims, and how many hours those individuals are going to be putting in. A sum of $208,000 will needed for ten individuals needed for the new system, all set at 40 hours per week and being paid $10 per hour. Allstate will have to create a budget for the person or company putting together the mainframe for putting together the portal for online claims, and setting up the website. Allstate will have to keep in mind that it is going to be a process to put this together and a lot of storage is going to be needed for their clientele. Generally, websites and web designare going to cost Allstate anywhere from $1,000 t $2,500. Allstate will create jobs for this new system, and they will have to advertise or promote within in order to fill those jobs, but this will be very nominal cost to Alls tate.The company expects to have a gross profit in the first year of $250,000-$500,000 due to the amount of claims that are not going to need claims adjuster to visit sites to assess the damage personally. The targeted takings rate is 1,000,000, and with the average of 86% of all applicants that start the claim online actually finish it, that leaves 860,000 people that use the online claims and pricing. Allstate does not expect any losses with the new market plan.Success Plan MeasurementThere are several ways to measure the success of Allstates marketing plan. For Allstate to accurately measure their success plan they must start with the end in mind (Dyke, 2014). One of the first things to do is ask why the project began and what the goals are. Companies cannot lose sight of why they started something. Once that drive is lost the campaign goes under and the company is next. Numbers do not lie, so if the marketing plan is working it will show in revenue. Dyke (2014), Measure success on your marketing programs ability to meet the needs or desired outcomes of an objective. Remember your business planning here start with setting your goals, list objectives that meet these goals and then identify tactics that will achieve your objectives. The best objectives are SMART (specific, measurable, achievable, realistic and tangible) (para. 13).To start tracking progress and success, Allstate must determine who their audience is. having a newsletter can be the crook point for a business. You can see which articles have the most readers and track statistics. Dyke 2014, Begin to gather intelligence around the readers interest in the topic, taking the newsletter from a dormant strategy to an interactive strategy, and one that can be measured. At the bottom of each online article, give readers several options. They can comment or ask questions, request that a lawyer call them, request a white paper or a helpful form orchecklist youve developed, or they can account for to pical events. Remember, your responsiveness to requests is critical in developing relationships (para. 20).Next, reducing that amount spent on proposals and pitches will help to increase rates in other areas. get to know clients rather than just what they think they want. Allstate must stay one step ahead of the competition to succeed. Many say the perception is reality, so it is imperative to know exactly what Allstates clients think about them. This can be done by implementing satisfaction surveys for the clients to ensure all their needs are met. All threats or problems acknowledged or revealed by the client must be handled swiftly. Allstate must market for the sake of revenue, not for the sake of marketing and take the pulse of your success and apply throughout all your marketing initiatives (Media coverage grabbing the bull horn). Ethical IssuesReferenceDinesh Bakshi. (n.d.). Retrieved from http//www.dineshbakshi.com/igcse-business-studies/marketing/revision-notes/814-product -life-cycle Dyke, S.V. (2014). CBA Practice Link. Retrieved from http//www.cba.org/cba/practicelink/mt/measureefforts.aspx http//www allstate.com/claims/report-Insure Me. (1993-2014). Retrieved from http//www.insureme.com/insurance-agent/marketing-tips Market Force. (2005-2014). Retrieved from http//uk.marketforce.com/price-checking/ Marketing Edge. (2014). Retrieved from http//www.marketingedge.org/marketing-programs/collegiate-echo/challenge-history/dma-international-echo-showcase/winner-allstate Perreault, W. D., Cannon, J. P., McCarthy, E. J. (2009). Basic Marketing. A marketing Product Life Cycle Stages and Limitations of Product Life Cycle (PLC) . (2014, Summer). Textile Learner, (1), 1. Retrieved from http//textilelearner.blogspot.com/2013/12/product-life-cycle-stages-and.html Strategy Planning Approach. (17th ed.). New York, NY McGraw-Hill Company

Reasons for Colonization in Archaic Greece Essay Example for Free

Reasons for colony in Archaic Greece EssayThe Hellenic Archaic Period (800-500 BCE) is known predominately for the establishment and development of respective(prenominal) city-states (poleis) within the country, as vigorous as the colonisation movement which lead to an expansion in Greek land ownership throughout the Mediterranean region. This essay will discuss the reasons for and changes ca subprogramd by colonisation, as well as the advert it had on militia warfare and how it aided the rise of tyranny.Firstly, after the collapse of the Mycenaean civilisation, the people of Greece formed small tribes which slowly developed into individual city-states, that is, poleis. Although each polis was separate and distinct from cardinal another, the problem of oerpopulation was inevitability encountered by the nation as a whole as it caused a paucity of land, familial disputes and social unrest. Leaders of each polis therefore decided to establish colonies in unclaimed or unoccu pied land throughout the Mediterranean.Additional reasons for colonisations include rivalry between political groups, a proneness for adventure, banishment of citizens and the search for trading ventures. Moreover, colonisation resulted in cultural integration, and at times amalgamation, between Greek and native culture. Local artistic characteristic were used in conjunction with traditional Greek hyphen in the creation of pottery, jewellery and armour.Colonisation also resulted in inharmonious relations between local inhabitants however, with many natives being enslaved after their land was conquered. Another consequence of colonisation was the introduction of coinage as a means of exchange between different colonies and countries. Although this invention helped advance trading activities, it had profusely negatively charged effects on the lower-class of Greek society who were exploited through their rich counterparts as a result of hoarding, high credit rates and the severity of the law in regards to debt repayment.Furthermore, as an effect of increase trade and economic prosperity, richer poleis replaced traditional methods of hand-to-hand combat with a new form of warfare a mass phalanx of heavily armed soldiers or hoplites. Middle-class citizens could afford to provide or dispense better quality armour and weaponry for their armies who depended on discipline and effective cooperation to win battles. An additional impact on military warfare through colonisation was an improvement in military strategies through the use of slaves.For examples, atives that had been captured and subjugated by the Greeks could be used in warfare as light-armed men (Tyrataeus, fragmentize 10, l 67) to aid in battle. Finally, colonisation aided in the rise of tyranny in several ways. After the introduction of coinage, economic changes within the polis took place with rich merchants and traders forming the new wealthy commercial message and industrial class. However, despi te their financial status, these citizens were being kept out of political power by the eupatridae (well-born aristocrats). general public dissatisfaction with the existing aristocratic elites resulted in their power being challenged and eventually overthrown by a autocrat a popular member of the middle class with military support who then ruled over the polis. In conclusion, colonisation during the Greek archaic period resulted in many political, social and economic changes, modify Greece to transform from a primitive agricultural economy to one of extreme power and influence ground on trade, industry and money.

Diwali Is the Festival Closet to My Heart Essay Example for Free

Diwali Is the Festival Closet to My Heart EssayDiwali is the festival walk-to(prenominal) to my heart. It embraces all religions and it not tho illuminates houses but also lives. This grade was no different with my entire city karnal getting adorned over the last weekend to glowing LEDs while candles played a pincer role in some houses. A significant and traditional part of this festival is crackers. They have only evolved over the years and presently youll be spoilt for choice shopping for them. However some initiate minds have planted the seed of a polemic whether these crackers should be banned or not. India is witnessing a sorry state. In this country celebrities run over pedestrians and walk free.Ironically they run NGOs to assist the necessitous A parallel can be drawn to politicians, bureaucrats and every member of the society. It is thus not move to find people squandering money all round the year but raising clean issues when it comes to bursting crackers. Some benevolent ones choose to abstain from them and do charity instead. What fails to pervade them is that these crackers are make by dirt poor people who look forward to this festival all through the year for their livelihood. Why not do charity by purchasing their products?Another matter of grave business organization is environmental pollution. Despite laws being enforced sound pollution hasnt been curbed and the state police await a mute spectator. The air pollution too is on a mammoth scale. But for a state topping the charts on the air pollution barometer, another drop in the ocean shouldnt matter much. Diwali is the festival of lights and crackers constitute its focal point. The onus is upon us to celebrate responsibly by staying within the decibel limit. Otherwise we can keep these debates aside for one day and indulge in the ultimate aesthetic and entertaining aspect of this festival crackers

Turture Case Essay Example for Free

Turture Case EssayThis world is full of crimes and state of war. Thither isnt one country out there that doesnt give nigh sort of confliction with other countries. Is it shape? Is it ok to be committing all(prenominal) these war crimes? Honestly there isnt some(prenominal) reasonable dish up for that. Several people argue differently round the situation on war crimes. The author of cerebration about Torture, also film critic for National Review, and author of many other books Ross Douthat dialogue about what he thinks about war crimes, which he believes they argon not correct but the war crimes could be warrant. In the other hand the author of Committing War Crimes for the Right Reasons, Glenn Greenwald who was also a positive law and civil rights lawyer has his own opinion. He believes war crimes are not shamable for any reason. Sometimes its knotty to decide what side is correct.The question here is, is ache ok? In Thinking about Torture, Douthat writes It doesn t exc use what was done by our government, and in our name, in prisons, in detentions, cells around the world. But anyone who felt the way I felt after 9/11 has to ascertain with the fact that what was done in our name was, in some sense, done for us. This illustrates that Douthat has somewhat mixed feelings about torture. He feels that there is no excuse for the use of torture and what the government has done. But the way he felt after the attack of 9/11 what the government did was done for us to feel some form of justice. In Committing War Crimes for the Right Reasons, Greenwald makes it clear when he states but we dont accept that justifying reasoning when offered by other. In fact those who seek merely to explain let alone justified the the tyranny, extremism and/or violence of Castro, or C postulatez, or Hamas, or Slobodan Milosevic or Islamic extremists are immediately condemned for pursuance to defend the indefensible, or invoking root causes to justify the unjustifiable, or offering mitigating rationale for pure barbarous.With this he is tell that many people volition always find some kind of defense to justify the use of torture, but in reality there is no justification for an act of malevolence. Douthat finds justifications to the tortures that could reasonable to some spot Greenwald finds no justification and believes the excuses are poor. Even though Douthat and Greenwald may have different views they also have some similarities. They some(prenominal) agree in some way that it is not correct. Douthat states in paragraph 9, here I am more comfortable saying straightforwardly that this should never have been allowed that it should be considered out(predicate) as well as immoral, and that it should involve disgrace for those responsible, the Cheneys and Rumsfelds as well as the people who in reality implemented the techniques that the Vice Presidents office promoted and the Secretary of Defense signed off on. Douthat is stating that the to rture should have not taken place at all to begin with and is unforgiveable.The people behind all of this should be ashamed of their actions. Greenwald states in paragraph 12, What determines whether a political leader is good or evil isnt their nationality. Its their conduct. And leaders, who violate the laws of war and commit war crimes, by definition, arent good, even if they are American. Greenwald is simply and clearly is stating that it doesnt matter what nationality a leader is from to determine whether they are good or bad leaders, but what determines if they are good or bad leaders are by their actions. They both agree that a leader should be responsible with what actions they choose. And if a leader chooses an unpleasant action they should be ashamed and considered terrible leaders.As people may have their own views and opinions like Douthat and Greenwald one determination a justification for torture and the other finding no excuse for it. Everyone will always have their own view, opinion, and answer, but at the end the real answer will never be known. For spokesperson Douthat could convince with the justifications he finds but Greenwald will also convince some on how there is no justification. The correct decision should always be chosen to avoid all this conflicts some people will argue. But how does somebody actually what the correct choice is? With people like Douthat and Greenwald arguing their sides its difficult to choose the correct one.

Organizational Behavior Critical Thinking Essay Example for Free

Organizational Behavior Critical Thinking EssayI urinate chosen three theories to address the problem. The first theory is Schwartzs Value Theory. fit to the theory, every one has each birth set of individualised values and the attainment of these personal values is crucial. Conflict of values or calamity in attaining them cogency plump to employees turnover. From the article, the senior staffs claimed that the bonuses they received were below average. I infer that some of the staffs personal values were not attained, which in this case possibly power and achievement. Their personal values might to a fault arrest conflicted with the beau mondes values, which lead to their departure. Herzbergs Motivator-Hygiene Theory is also applicable in addressing this issue. According to the theory, there are some factor ins those lead to both work satisfaction (motivators) and dissatisfaction ( hygiene). The absence of recognition which is one of the motivators leads to no satisfa ction and the presence of hygiene factors such as poor salary and violation of bon tons policies such as not paying bonuses that the executives deserved might lead to dissatisfaction.Thispresence of dissatisfaction might be the major reason for the staffs to quit. Lastly, according to The Three-Component Model of Organizational Commitment there are three types of commitment that create a binding force, those may reduce the high turnover. They are namely Normative, sequel and Affective commitment. Affective commitment is mainly influenced by personal characteristics and values and is closely related to the Schwartzs Value Theory. This commitment also takes into consideration work experience, which might support the executives decision to quit. Violation of mental contract is a factor that may cause Normative commitment to be ruptured. UBS has failed to meet the aspect of some of their executive and this can be seen as hygiene factors according to Herzbergs Motivator-Hygiene Theor y which leads to dissatisfaction. The model, so far, has covered the other two theories.Adding on to that, this model also includes the possibility of external factors that might lead someone to leave a attach to. In this case, availability of job alternatives in other companies, which compromise their continuation commitments, might be another force that abetd executives to leave their positions in the company. Therefore, I conclude that this model, in comparison with the others, is the most appropriate model to address the problem of high turnover in UBS as it covers more possibilities and gives us a more complete view of why the senior staffs may have left the company. UBS is very sensitive to the performance of the worlds economy as it runs in the flying field of fiscal service. Poor global economic performance or recession is a major factor that influences the problem of high turnover face up by UBS. Most of the decisions must be made cautiously by the company as it involv es very high risk level.Through these decisions, UBS has to maintain or notwithstanding improve the job satisfaction level of its employee and at the same time, continue to give excellent performance. wrongfulness decisions might cause UBS to lose its employees even its key executives. In the time of financial crisis, it is more rough for UBS to maintain both its employees job satisfaction and also its performance. This depends largely on the companys form _or_ system of government and also the decisions made by the company. For instance, in Wall Street Meltdown in 2008 UBS made a US$32 billion loss and its stock value plunged by almost 70% (Gross, 2008). single of the decisions that the company made was to fire 8900 employees worldwide (Ubs record off, 2008). The increased in the regulationof financial sedulousness such as tax on financial may also affect the performance of UBS negatively. pecuniary Analysts predicted that this increase in regulation will reduce the size of the industry (Adams, 2011) and this leaves UBS with no other picking than cutting off the number of its employees. This decision made might negatively impact the rest of the employees as they would feel insecure in their positions.This factor can also be seen as one of the hygiene factors which lead to dissatisfaction and this result in the high turnover. Apart from that, the competitive nature of the industry itself intensifies the challenge faced by UBS. Due to lower bonuses that it paid to its executive in comparison to the rival companies might encourage the executives to switch company. For example, Edward Cook who has worked for UBS for 28 long time decided to join Morgan Stanley very recently (Philbin, 2011) and Suneel Kamlani, who has worked for 21 years in UBS, decided to join RBS just last year (Muoz, 2010). This shows that it is definitely a challenge for UBS to burn down higher levels of commitment of its employees and executives. Availability of position and better p ayment offered by rival companies will demonstrate the loyalty of the UBSs employees.Hence, the high competition among banks also induces the high turnover in UBS. To reduce turnover, managers should shape the companys value in the employees. This will reduce Individual-Organizational value conflict and it can be done through training sharing of the companys vision. Managers also have to respect the psychological contract and should propose more-defined policies to company as it may reduce job dissatisfaction. In time of crisis, company may also maintain the Continuance Commitment of the employees by paying the bonuses by using the companys share. However, all of the solutions I proposed may not be successful as they do not take into account the other external factors and the success also depends on the personal characteristics of the employees.ReferencesShehan, Tom, S. ,. T. (n.d.). How to retain employees a high turnover rate is costly in both direct and indirect costs. . Retrie ved from http//www.allbusiness.com/management/447495-1.html Gross, D. (2008, July 07). Phil gramms ubs problem. http//www.slate.com/id/2194933/ Ubs lay off job cut may fire 1900 employees. (2008, October 01). Retrieved fromhttp//www.finance-trading-times.com/2008/10/ubs-lay-off-job-cut-may-fire-1900.html Adams, B. (2011, August 30). The big layoff struggling financial giant fires thousands of employees. Retrieved from http//www.theblaze.com/stories/the-big-layoff-struggling-financial-giant-fires-thousands-of-employees/ Philbin, B. (2011, September 14). Street moves morgan stanley hires rbc, ubs financial advisers. Retrieved from http//online.wsj.com/article/BT-CO-20110914-711796.html Muoz, S. S. (2010, April 12). Rbs hires key executive from ubs. Retrieved from http//www.efinancialnews.com/story/2010-04-12/rbs-hires-kamlani-executive-ubs